Geothermal power plants face high-value property concentrations, thermal resource uncertainty, regulatory oversight, and exposure to third-party liability from contractors, suppliers, or adjacent properties. Worker safety and shifting environmental risks, such as abrupt subsurface events or steam releases, also drive the need for robust coverage.

When disruptions occur, the right policies like general liability, property, workers comp, and environmental liability can step in to manage defense, settlements, repair/replacement costs, and regulatory demands. Insurance ensures operational continuity and helps you meet the risk transfer standards partners and lenders require.