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Comprehensive business solutions for your success.

Protect your assets to prepare for the worst. Minimize risk and insure with the best.

What can business policies cover?

Liability Insurance

Accidents and unexpected events can happen to any business. Liability insurance protects your business from the financial burden of lawsuits, medical bills, and other unexpected expenses.

Property Insurance

Your business property is crucial, but unexpected events can disrupt everything you've built. Property insurance provides financial protection for your buildings, equipment, inventory, and income.

Workers Compensation Insurance

Accidents happen. Workers Compensation Insurance provides crucial protection by covering medical expenses and wage replacement for employees who experience on-the-job injuries or illnesses.

Commercial Auto Insurance

Accidents involving business vehicles can cause significant financial losses for your business.Commercial Auto Insurance provides coverage for physical damage and liability protection for your business vehicles.

Crime Insurance

Businesses face many risks, including losses due to theft, fraud, and embezzlement. Crime Insurance helps protect your business assets and financial stability by covering losses resulting from criminal activities.

Captive Insurance

Captive Insurance involves creating a licensed insurance company owned by the businesses it insures, allowing organizations to manage their risks proactively and strategically.

We help you find the best policy for your business, no matter the industry.

Get started now by searching for your industry.

INDUSTRIES

Construction

Comprehensive coverage to protect contractors, builders, and tradespeople from job site risks.

  • Acoustical and Soundproofing Contractors

  • Airport Runway Constructors

  • Alarm Contractors

  • Apartment Complex Developers

  • Asbestos Removal Contractors

  • Asphalt Repair Contractors

  • Automatic Sprinkler Contractors

  • Boiler Contractors

  • Breakwater Construction Contractors

  • Bricklayer Contractors

See More Construction Industries We Serve
  • Bridge Construction Firms

  • Bridge Contractors

  • Building Raising or Moving Contractors

  • Burglar Alarm Contractors

  • Caisson or Cofferdam Contractors

  • Carpentry & Finish Trim Contractors

  • Carpentry Construction Contractors

  • Carpet Installation Contractors

  • Ceiling Installation Contractors

  • Chimney Sweep Contractors

  • Cleaning Contractors

  • Commercial General Contractors

  • Commercial Office Builders

  • Concrete Construction Contractors

  • Concrete Cutting Contractors

  • Concrete Formwork Contractors

  • Concrete Foundation Contractors

  • Concrete Pumping Contractors

  • Concrete Repair Contractors

  • Conduit Construction Contractors

  • Core Drilling Contractors

  • Crane Service Contractors

  • Custom Fence Contractors

  • Custom Home Contractors

  • Custom Metalwork and Ornamental Iron Contractors

  • Cutting Contractors

  • Dam & Reservoir Builders

  • Dam or Lock Construction Contractors

  • Debris Removal Contractors

  • Deck and Patio Contractors

  • Decorative Concrete Contractors

  • Demolition Contractors

  • Dirt Hauling Contractors

  • Dock Construction Contractors

  • Door & Window Installation Contractors

  • Dredging Contractors

  • Drilling Contractors

  • Drywall & Insulation Contractors

  • Drywall Contractors

  • Electrical Contractors

  • Electrical Wiring Contractors

  • Elevator & Escalator Installation Contractors

  • Elevator Contractors

  • Energy Efficiency Retrofit Contractors

  • Epoxy Flooring Contractors

  • Excavation & Site Preparation Contractors

  • Exterior Insulation & Finish System (EIFS) Contractors

  • Fence Erection Contractors

  • Fire Alarm Contractors

  • Fire Hydrant Contractors

  • Fire Protection System Installation Contractors

  • Fire Restoration Contractors

  • Fixtures Installation Contractors

  • Floor Covering Installation Contractors

  • Flooring Contractors

  • Furniture Installation Contractors

  • Gas Main Construction Contractors

  • General Contractors

  • Glass & Glazing Contractors

  • Glass Dealer & Glaziers Contractors

  • Grading Contractors

  • Granite Top Contractors

  • Gravel Hauling Contractors

  • Green Building Installation Contractors

  • Guardrail Contractors

  • Gutter Installation Contractors

  • Guttering Contractors

  • Hardwood Flooring Contractors

  • Heating & Air Conditioning Contractors

  • Highway Contractors

  • Homebuilding Contractors

  • Hotel/Motel Developers

  • HVAC Contractors

  • Industrial Boiler Contractors

  • Industrial Coating Contractors

  • Industrial Warehouse Constructors

  • Installation or Repair Contractors

  • Institutional Building Contractors

  • Insulated Metal Panel Contractors

  • Insulation Contractors

  • Interior Decorators Contractors

  • Interior Finishing Contractors

  • Interior Trim Carpentry Contractors

  • Iron or Steel Erection Contractors

  • Irrigation or Drainage System Contractors

  • Janitorial Services Contractors

  • Jetty or Breakwater Construction Contractors

  • Land Subdivision Developers

  • Landscape Gardening Contractors

  • Lathing Contractors

  • Lawn Care Services Contractors

  • Lawn Sprinkler Installation Contractors

  • Levee Contractors

  • Locksmith Contractors

  • Machinery or Equipment Erection Contractors

  • Manufactured or Modular Home Contractors

  • Marble Contractors

  • Marine Construction Contractors

  • Marine Habitat Restoration Contractors

  • Masonry Contractors

  • Metal Cladding and Roofing Contractors

  • Mitigation Contractors

  • Mobile Crane & Hoisting Service Contractors

  • Mobile Welding Contractors

  • Modular Building Contractors

  • Multi-Story Commercial Builders

  • Oil or Gas Pipeline Contractors

  • On-Site Fabrication Contractors

  • Painting & Finishing Contractors

  • Painting Contractors

  • Paperhanging Contractors

  • Paving & Asphalt Contractors

  • Paving Contractors

  • Pest Control Contractors

  • Piling Installation Contractors

  • Pipefitting Contractors

  • Pipeline Installation & Repair Contractors

  • Plastering or Stucco Contractors

  • Plumbing & HVAC Contractors

  • Plumbing Contractors

  • Pool Contractors

  • Port & Harbor Construction Contractors

  • Power Transmission Line Contractors

  • Precast Concrete Contractors

  • Prefabricated Building Erection Contractors

  • Railway Track Laying Companies

  • Refrigeration Systems or Equipment Contractors

  • Residential Building Contractors

  • Residential Remodelers

  • Restoration Contractors

  • Retail Store Builders

  • Rigging Contractors

  • Road & Highway Paving Companies

  • Road Construction Contractors

  • Rock Hauling Contractors

  • Roofing & Siding Contractors

  • Roofing Contractors

  • Roofing Restoration Contractors

  • Salvage Contractors

  • Sand Hauling Contractors

  • Scaffold Erection and Dismantling Contractors

  • Sealant & Caulking Contractors

  • Septic Tank Systems Contractors

  • Sewer & Water Pipeline Contractors

  • Sewer Construction Contractors

  • Sheet Metal Contractors

  • Sheet Metal Work Installation Contractors

  • Sign Erection Contractors

  • Single-Family Home Builders

  • Site Preparation Contractors

  • Slab Sawing Contractors

  • Smart Home Technology Contractors

  • Solar Energy Contractors

  • Solar Panel Installation Contractors

  • Spray Foam Insulation Contractors

  • Stonemason Contractors

  • Street & Bridge Builders

  • Street or Road Construction Contractors

  • Structural Steel Erection Contractors

  • Stucco Contractors

  • Swimming Pool Contractors

  • Temporary Structures Contractors

  • Tile Contractors

  • Trenching Contractors

  • Tunnel Excavation Services

  • Tunneling Contractors

  • Underwater Construction Contractors

  • Utility Contractors

  • Wallboard Contractors

  • Water Main Utility Contractors

  • Waterline Contractors

  • Waterproofing Contractors

  • Welding Contractors

  • Well Drilling Contractors

  • Window & Door Installation Contractors

  • Window Cleaning Contractors

  • Window Installation Contractors

Protect your service-based business with customized policies for client-facing professionals.

  • Auto Repair & Maintenance Shops

  • Barber Shops, Salons & Spas

  • Cleaning & Janitorial Services

  • Landscaping, Lawn Care & Tree Services

  • Pest Control Companies

  • Pet Grooming & Boarding Services

  • Personal Trainers & Fitness Instructors

  • Tailoring & Dry Cleaning Services

  • Event & Wedding Planners

  • Home Organizers & Interior Designers

Coverage designed for healthcare professionals, facilities, and support services.

  • Physicians, Surgeons & Specialists

  • Dentists, Orthodontists & Oral Surgeons

  • Chiropractors & Physical Therapists

  • Home Healthcare Agencies

  • Nursing Homes & Assisted Living Facilities

  • Pharmacies & Drugstores

  • Hospitals, Clinics & Urgent Care Centers

  • Mental Health & Counseling Services

  • Medical Equipment Suppliers

  • Veterinarians & Animal Hospitals

Protect your production lines, employees, and supply chain with tailored coverage.

  • Food & Beverage Manufacturing

  • Automotive Parts & Assembly Plants

  • Aerospace & Defense Manufacturing

  • Chemical & Plastics Manufacturing

  • Machinery & Equipment Manufacturing

  • Metal Fabrication & Welding Shops

  • Printing, Packaging & Labeling Companies

  • Textile, Clothing & Apparel Manufacturing

  • Wood, Paper & Furniture Manufacturing

  • Pharmaceutical & Medical Device Manufacturing

Coverage for businesses providing consulting, financial, and specialized expertise.

  • Accounting & CPA Firms

  • Law Firms & Legal Consultants

  • Architects & Engineering Firms

  • IT & Software Development Companies

  • Financial Advisors & Investment Firms

  • Marketing, PR & Advertising Agencies

  • Management & Business Consulting Firms

  • Human Resources & Staffing Agencies

  • Real Estate Agents & Property Appraisers

  • Insurance Agencies & Brokers

Protect your properties, tenants, and investments with comprehensive policies.

  • Residential & Commercial Property Management

  • Apartment Complexes & Multifamily Housing

  • Real Estate Developers & Investors

  • Office & Retail Property Owners

  • Homeowners Associations (HOAs)

  • Commercial & Industrial Warehouses

  • Real Estate Brokers & Appraisers

  • Short-Term & Vacation Rental Properties

  • Self-Storage Facilities

  • Mixed-Use Developments

Insurance solutions for businesses that specialize in fun, leisure, and experiences.

  • Amusement Parks & Attractions

  • Golf Courses & Country Clubs

  • Fitness Centers, Gyms & Yoga Studios

  • Sports Complexes & Training Facilities

  • Theaters, Concert Venues & Performing Arts Centers

  • Museums, Zoos & Aquariums

  • Hunting & Fishing Outfitters

  • Campgrounds, RV Parks & Outdoor Recreation Businesses

  • Event Venues & Convention Centers

  • Gaming & Esports Businesses

Protect your business from liability, property damage, and industry-specific risks.

  • Restaurants, Cafés & Coffee Shops

  • Bars, Breweries & Nightclubs

  • Hotels, Resorts & Lodging Facilities

  • Food Trucks & Catering Services

  • Bed & Breakfasts & Vacation Rentals

  • Fine Dining & Casual Dining Establishments

  • Quick-Service & Fast Food Restaurants

  • Banquet Halls & Event Spaces

  • Wineries & Distilleries

  • Private Clubs & Country Clubs

Safeguard your inventory, employees, and operations with customized coverage.

  • Clothing & Apparel Stores

  • Electronics & Appliance Retailers

  • Grocery Stores, Supermarkets & Convenience Stores

  • Home Improvement & Hardware Stores

  • Department Stores & Shopping Centers

  • Specialty Boutiques & Gift Shops

  • Jewelry & Luxury Goods Retailers

  • Furniture, Flooring & Home Décor Stores

  • Auto Parts & Tire Shops

  • Online Retail & E-Commerce Businesses

Insurance solutions for independent contractors, tradespeople, and specialized laborers.

  • Electricians & Electrical Contractors

  • Plumbers & Pipefitters

  • HVAC Technicians & Mechanical Contractors

  • Welders & Metalworkers

  • Carpenters & Cabinet Makers

  • Tile, Marble & Flooring Installers

  • Siding & Window Installers

  • Heavy Equipment Operators

  • Masonry & Bricklaying Contractors

  • Locksmiths & Security System Installers

Protect your vehicles, drivers, and cargo with industry-specific coverage.

  • Trucking Companies & Owner-Operators

  • Freight Brokers & Logistics Providers

  • Moving & Storage Companies

  • Delivery & Courier Services

  • Public & Private Bus Companies

  • Limousine & Rideshare Operators

  • Waste Management & Recycling Services

  • Towing & Roadside Assistance Businesses

  • Commercial Auto Fleets

  • Aviation & Maritime Transport Businesses

Coverage designed for businesses moving products efficiently and securely.

  • Food & Beverage Distributors

  • Industrial Equipment & Machinery Wholesalers

  • Pharmaceutical & Medical Supply Distributors

  • Automotive Parts & Tire Wholesalers

  • Consumer Goods & Retail Product Distributors

  • Chemical & Petroleum Distributors

  • HVAC & Plumbing Supply Wholesalers

  • Construction Material & Lumber Distributors

  • Electronics & Technology Wholesalers

  • Warehouse & Logistics Centers

Every business has unique risks—let’s get you covered with a top insurer.

Ready to experience the difference?

WHY CHOOSE THE SOUTHERN AGENCY

1. Independent & Unbiased

We will work hard for you to ensure that you get great coverage by comparing multiple carriers.

2. Tailored Solutions

Every business has different needs—we help you customize your policy to match your industry and risk exposure.

3. Competitive Rates

We represent 40+ carriers—providing you with many coverage options to fit your budget.

4. Dedicated Support

Our team is here to support you with service after the sale—quick response, excellent claims handling, and friendly assistance.

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