Skip to content

Comprehensive business solutions for your success.

Protect your assets to prepare for the worst. Minimize risk and insure with the best.

What can business policies cover?

Liability Insurance

Accidents and unexpected events can happen to any business. Liability insurance protects your business from the financial burden of lawsuits, medical bills, and other unexpected expenses.

Property Insurance

Your business property is crucial, but unexpected events can disrupt everything you've built. Property insurance provides financial protection for your buildings, equipment, inventory, and income.

Workers Compensation Insurance

Accidents happen. Workers Compensation Insurance provides crucial protection by covering medical expenses and wage replacement for employees who experience on-the-job injuries or illnesses.

Commercial Auto Insurance

Accidents involving business vehicles can cause significant financial losses for your business.Commercial Auto Insurance provides coverage for physical damage and liability protection for your business vehicles.

Crime Insurance

Businesses face many risks, including losses due to theft, fraud, and embezzlement. Crime Insurance helps protect your business assets and financial stability by covering losses resulting from criminal activities.

Captive Insurance

Captive Insurance involves creating a licensed insurance company owned by the businesses it insures, allowing organizations to manage their risks proactively and strategically.

We help you find the best policy for your business, no matter the industry.

Get started now by searching for your industry.

INDUSTRIES

Construction

Comprehensive coverage to protect contractors, builders, and tradespeople from job site risks.

  • Commercial General Contractors

  • Fire, Mitigation and Repair Contractors

  • Handyman Service Contractors

  • Home Builders

  • Home Services Contractors

  • Janitorial Contractors

  • Residential General Contractors

  • Remodeling Contractors

  • Service Contractors

  • Street, Road and Highway Contractors

  • Trade Contractors

See More Construction Industries We Serve
  • Alarm Contractors

  • Asbestos Removal Contractors

  • Automatic Sprinkler Contractors

  • Boiler Contractors

  • Bricklayer Contractors

  • Bridge Contractors

  • Building Raising or Moving Contractors

  • Burglar Alarm Contractors

  • Carpentry Construction Contractors

  • Carpet Installation Contractors

  • Caisson or Cofferdam Contractors

  • Ceiling Installation Contractors

  • Debris Removal Contractors

  • Chimney Sweep Contractors

  • Cleaning Contractors

  • Concrete Construction Contractors

  • Concrete Cutting Contractors

  • Conduit Construction Contractors

  • Core Drilling Contractors

  • Crane Service Contractors

  • Cutting Contractors

  • Dam or Lock Construction Contractors

  • Demolition Contractors

  • Dirt Hauling Contractors

  • Door & Window Installation Contractors

  • Drilling Contractors

  • Drywall Contractors

  • Electrical Contractors

  • Elevator Contractors

  • Excavation & Site Preparation Contractors

  • Fence Erection Contractors

  • Fire Alarm Contractors

  • Fire Restoration Contractors

  • Fire Hydrant Contractors

  • Fixtures Installation Contractors

  • Floor Covering Installation Contractors

  • Furniture Installation Contractors

  • Gas Main Construction Contractors

  • General Contractors

  • Glass Dealer & Glaziers Contractors

  • Grading Contractors

  • Granite Top Contractors

  • Gravel Hauling Contractors

  • Guardrail Contractors

  • Guttering Contractors

  • Hardwood Flooring Contractors

  • Heating & Air Conditioning Contractors

  • Highway Contractors

  • Homebuilders

  • Home Repair Contractors

  • HVAC Contractors

  • Industrial Boiler Contractors

  • Insulation Contractors

  • Interior Decorators Contractors

  • Interior Trim Carpentry Contractors

  • Irrigation or Drainage System Contractors

  • Iron or Steel Erection Contractors

  • Janitorial Service Contractors

  • Jetty or Breakwater Construction Contractors

  • Lathing Contractors

  • Landscape Gardening Contractors

  • Lawn Care Services Contractors

  • Lawn Sprinkler Installation Contractors

  • Levee Contractors

  • Locksmith Contractors

  • Machinery or Equipment Erection Contractors

  • Manufactured or Modular Home Contractors

  • Marble Contractors

  • Masonry Contractors

  • Mitigation Contractors

  • Mobile Crane & Hoisting Service Contractors

  • Office Machines or Appliances Contractors

  • Oil or Gas Pipeline Contractors

  • Painting Contractors

  • Paperhanging Contractors

  • Paving Contractors

  • Pest Control Contractors

  • Pipefitting Contractors

  • Plastering or Stucco Contractors

  • Plumbing Contractors

  • Prefabricated Building Erection Contractors

  • Pressure Washing Contractors

  • Pool Contractors

  • Powerline Contractors

  • Power Washing Contractors

  • Refrigeration Systems or Equipment Contractors

  • Restoration Contractors

  • Residential Building Contractors

  • Rigging Contractors

  • Road Construction Contractors

  • Rock Hauling Contractors

  • Roofing Contractors

  • Salvage Contractors

  • Sand Hauler Contractors

  • Septic Tank Systems Contractors

  • Sheet Metal Work Installation Contractors

  • Sign Erection, Installation or Repair Contractors

  • Sewer Construction Contractors

  • Sheet Metal Contractors

  • Slab Sawing Contractors

  • Solar Energy Contractors

  • Street or Road Construction Contractors

  • Stonemason Contractors

  • Swimming Pool Contractors

  • Trenching Contractors

  • Tile Contractors

  • Tunneling Contractors

  • Utility Contractors

  • Waterline Contractors

  • Water Main Utility Contractors

  • Wallboard Contractors

  • Welding Contractors

  • Well Drilling Contractors

  • Window Cleaning Contractors

  • Window Installation Contractors

Protect your service-based business with customized policies for client-facing professionals.

  • Auto Repair & Maintenance Shops

  • Barber Shops, Salons & Spas

  • Cleaning & Janitorial Services

  • Landscaping, Lawn Care & Tree Services

  • Pest Control Companies

  • Pet Grooming & Boarding Services

  • Personal Trainers & Fitness Instructors

  • Tailoring & Dry Cleaning Services

  • Event & Wedding Planners

  • Home Organizers & Interior Designers

Coverage designed for healthcare professionals, facilities, and support services.

  • Physicians, Surgeons & Specialists

  • Dentists, Orthodontists & Oral Surgeons

  • Chiropractors & Physical Therapists

  • Home Healthcare Agencies

  • Nursing Homes & Assisted Living Facilities

  • Pharmacies & Drugstores

  • Hospitals, Clinics & Urgent Care Centers

  • Mental Health & Counseling Services

  • Medical Equipment Suppliers

  • Veterinarians & Animal Hospitals

Protect your production lines, employees, and supply chain with tailored coverage.

  • Food & Beverage Manufacturing

  • Automotive Parts & Assembly Plants

  • Aerospace & Defense Manufacturing

  • Chemical & Plastics Manufacturing

  • Machinery & Equipment Manufacturing

  • Metal Fabrication & Welding Shops

  • Printing, Packaging & Labeling Companies

  • Textile, Clothing & Apparel Manufacturing

  • Wood, Paper & Furniture Manufacturing

  • Pharmaceutical & Medical Device Manufacturing

Coverage for businesses providing consulting, financial, and specialized expertise.

  • Accounting & CPA Firms

  • Law Firms & Legal Consultants

  • Architects & Engineering Firms

  • IT & Software Development Companies

  • Financial Advisors & Investment Firms

  • Marketing, PR & Advertising Agencies

  • Management & Business Consulting Firms

  • Human Resources & Staffing Agencies

  • Real Estate Agents & Property Appraisers

  • Insurance Agencies & Brokers

Protect your properties, tenants, and investments with comprehensive policies.

  • Residential & Commercial Property Management

  • Apartment Complexes & Multifamily Housing

  • Real Estate Developers & Investors

  • Office & Retail Property Owners

  • Homeowners Associations (HOAs)

  • Commercial & Industrial Warehouses

  • Real Estate Brokers & Appraisers

  • Short-Term & Vacation Rental Properties

  • Self-Storage Facilities

  • Mixed-Use Developments

Insurance solutions for businesses that specialize in fun, leisure, and experiences.

  • Amusement Parks & Attractions

  • Golf Courses & Country Clubs

  • Fitness Centers, Gyms & Yoga Studios

  • Sports Complexes & Training Facilities

  • Theaters, Concert Venues & Performing Arts Centers

  • Museums, Zoos & Aquariums

  • Hunting & Fishing Outfitters

  • Campgrounds, RV Parks & Outdoor Recreation Businesses

  • Event Venues & Convention Centers

  • Gaming & Esports Businesses

Protect your business from liability, property damage, and industry-specific risks.

  • Restaurants, Cafés & Coffee Shops

  • Bars, Breweries & Nightclubs

  • Hotels, Resorts & Lodging Facilities

  • Food Trucks & Catering Services

  • Bed & Breakfasts & Vacation Rentals

  • Fine Dining & Casual Dining Establishments

  • Quick-Service & Fast Food Restaurants

  • Banquet Halls & Event Spaces

  • Wineries & Distilleries

  • Private Clubs & Country Clubs

Safeguard your inventory, employees, and operations with customized coverage.

  • Clothing & Apparel Stores

  • Electronics & Appliance Retailers

  • Grocery Stores, Supermarkets & Convenience Stores

  • Home Improvement & Hardware Stores

  • Department Stores & Shopping Centers

  • Specialty Boutiques & Gift Shops

  • Jewelry & Luxury Goods Retailers

  • Furniture, Flooring & Home Décor Stores

  • Auto Parts & Tire Shops

  • Online Retail & E-Commerce Businesses

Insurance solutions for independent contractors, tradespeople, and specialized laborers.

  • Electricians & Electrical Contractors

  • Plumbers & Pipefitters

  • HVAC Technicians & Mechanical Contractors

  • Welders & Metalworkers

  • Carpenters & Cabinet Makers

  • Tile, Marble & Flooring Installers

  • Siding & Window Installers

  • Heavy Equipment Operators

  • Masonry & Bricklaying Contractors

  • Locksmiths & Security System Installers

Protect your vehicles, drivers, and cargo with industry-specific coverage.

  • Trucking Companies & Owner-Operators

  • Freight Brokers & Logistics Providers

  • Moving & Storage Companies

  • Delivery & Courier Services

  • Public & Private Bus Companies

  • Limousine & Rideshare Operators

  • Waste Management & Recycling Services

  • Towing & Roadside Assistance Businesses

  • Commercial Auto Fleets

  • Aviation & Maritime Transport Businesses

Coverage designed for businesses moving products efficiently and securely.

  • Food & Beverage Distributors

  • Industrial Equipment & Machinery Wholesalers

  • Pharmaceutical & Medical Supply Distributors

  • Automotive Parts & Tire Wholesalers

  • Consumer Goods & Retail Product Distributors

  • Chemical & Petroleum Distributors

  • HVAC & Plumbing Supply Wholesalers

  • Construction Material & Lumber Distributors

  • Electronics & Technology Wholesalers

  • Warehouse & Logistics Centers

Every business has unique risks—let’s get you covered with a top insurer.

Ready to experience the difference?

WHY CHOOSE THE SOUTHERN AGENCY

1. Independent & Unbiased

We will work hard for you to ensure that you get great coverage by comparing multiple carriers.

2. Tailored Solutions

Every business has different needs—we help you customize your policy to match your industry and risk exposure.

3. Competitive Rates

We represent 40+ carriers—providing you with many coverage options to fit your budget.

4. Dedicated Support

Our team is here to support you with service after the sale—quick response, excellent claims handling, and friendly assistance.

Business Insurance Quote

Do you currently have business insurance?

Business Insurance Quote

Please enable JavaScript in your browser to complete this form.
1Business Information
2Contact Information
3Insurance Requested
Address

Insurance Quote

I am looking for...

Personal Insurance Quote

I am looking for...

Auto/Home Insurance Quote

Do you currently have auto/home insurance?

Life Insurance Quote

Please enable JavaScript in your browser to complete this form.
1Name & Contact
2Address & Date of Birth
3Health
4Quote
Name

Auto/Home Insurance Quote

Please enable JavaScript in your browser to complete this form.
1Personal Information
2Auto Insurance Information
3Home Insurance Information
Name
Address