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So far dwirz has created 27 blog entries.

Spend Time With Your Agent Understanding Your Policies

Each of our blogs are going to be covering specific types of insurance that a business owner needs to consider.  In some cases we will breakdown the “Anatomy of” a policy.  These sections of the blog will be intended to describe the policies in a layman’s way and help the business owner understand his or [...]

2021-05-22T14:20:50-05:00June 1st, 2021|General|

New Rules for USDOT!

Beginning January 6, 2020 all companies that employ Commercial Drivers with Commercial Drivers License will be required to query the database and report all violations of the USDOT (United States Department of Transportation) drug and alcohol policy. By January 6, 2023, all employer will just use the electronic query of the database as opposed to [...]

2020-08-20T13:38:10-05:00February 2nd, 2020|Uncategorized|

When To Get A Copy Of A Driver’s License 

Be aware that it is not legal to obtain a copy of the applicant's driver's license or any other identification at the pre-hire phase because it includes information that cannot be used in the hiring process, such as the applicant's date of birth. This information is to be obtained only after the employee has accepted [...]

2017-02-09T11:05:35-06:00February 9th, 2017|Uncategorized|


This year we picked up a contractor that performs 90% of his work on residential properties. Look was lurking inside his old policies! An exclusion that made his general liability worthless! (And of course we fixed it!) If you are a business owner and looking for a second opinion on your insurance, please call me [...]

2020-07-31T11:48:42-05:00February 5th, 2017|Uncategorized|

Changes Must Occur

Many in the human resources profession say "hire for attitude and train for skill." However, the employer must also include the applicant's aptitude and integrity. Some employers ignore the proper hiring process because they "like" someone or need to place a warm body in a position. The employer with an undesirable and costly workers' compensation [...]

2017-02-01T10:12:00-06:00February 1st, 2017|Uncategorized|

Insured Home Builder Warranties made easy!

We highly recommend to our Home Builder clients to transfer the risk of structural warranties to an insurance company. We represent Professional Warranty Service Corporation, pwsc.com, and would like to share information on how you may apply for this excellent program! Professional Warranty Service Corporation - introduction from Insurance TechKNOWLEDGEy, LLC on Vimeo. Contact Derek [...]

2017-01-19T07:00:42-06:00January 19th, 2017|Uncategorized|
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