The Southern Agency is partnering with a world-class safety organization called GotSafety.com. We will be placing a web link on our website in a few weeks. GotSafety.com introduction video from Insurance TechKNOWLEDGEy, LLC on Vimeo.
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Eliminate confusion by educating employees and management on your company's Workers Compensation procedures. Are safety programs available and attendance well documented? Have pre-injury preparations been discussed by upper management? Is your panel of physicians filled out correctly and posted properly? Does each employee know who to contact in case of an injury? These processes need [...]
Obviously in traumatic situations the first phone call should be to 911. However, when an employee has signs of physical distress always err on the side of caution and call 911 to have proper medical responses. The last thing you want an employee to suffer a heart attack or stroke from signs that you may [...]
At a meeting, a speaker asked how to avoid “coverage misunderstandings.” One agent spoke up and said “R.T.D.P.!” Puzzled, the instructor asked, “What is R.T.D.P.?” the agent replied “I tell my clients to Read The Dang Policy…” Smart advice, but there is one problem and that is that insurance policies are often hard to understand. [...]
There are so many indirect costs to an employer when an employee is injured and none of these costs are covered by an insurance policy. These costs are not insurable and are not always easily identifiable but do impact the bottom line. These indirect costs are not always tangible payments either and could be as simple as [...]
Too many business owners have confidence in their insurance agent and program. May be it is because it is difficult to think about insurance or there are more important things to do, like running the business. Insurance policies are so thick and full of unfamiliar language. Recently I delivered a client's policy and it was [...]