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Your journey to better coverage starts now.

- Business insurance
- Personal insurance
- Surety bonds
Like an umbrella in a storm.
The Southern Agency brings independent expertise to business insurance, personal insurance, and surety bonds—with carrier choice to help protect what matters to you.
Business insurance, built just for you.
From startups to large enterprises, we provide business and insurance solutions to protect you at every stage.
Workers Compensation Insurance
Protecting your team, securing your business.
Commercial Auto Insurance
Keeping your fleet and business moving forward.
Captive Insurance
Purpose-built risk solutions for greater control and savings.
Personal insurance for you and your family.
Our agents will match your insurance needs with coverage from a top carrier—at a rate you deserve.
Auto & Motorcycle Insurance
Protection you can count on for the road ahead.
Home, Condo, & Renters Insurance
Coverage you can trust for the place you call home.
You need accurate coverage. Let's get you insured.
Why choose The Southern Agency
- Clients
- 2,400+
- Client Retention
- 97%
- Insurance Markets
- 100+
- Categories of Insurance
- 50
- Locations
- 4
- Licensed States
- 50
See what our clients are saying.
“The team at The Southern Agency have been extremely helpful in ensuring that we have the correct insurance for our company’s needs. They are considerate and accommodating, if we have a claim Austin responds quickly to our requests. They check in with us to make sure that they are still providing what we need as our business grows and changes with the market. I would not hesitate to recommend The Southern Agency to anyone looking for insurance. If you want a company that is passionate about what they do and has the energy to keep up with your business as it changes, they are the agency to choose.”
Bruce RiceChattanooga Clothing Company“Derek is highly diligent in securing the best deals for his clients, treating their accounts as carefully as his own. He avoids unnecessary expenses and makes sure that customers get the most value. A true family man, he operates with the highest morals and ethics. Over time, he has become both a trusted friend and a valued business associate. I wholeheartedly recommend him as your future insurance agent—his dedication and integrity are unmatched.”
Jim ChapmanJim Chapman Communities“We have worked with The Southern Agency for many years and are very pleased with their service and coverage. Their personal attention and genuine concern are truly appreciated. I believe they always prioritize our company’s best interests when reviewing our needs and making recommendations. When we had a small claim, it was handled quickly and efficiently. Their professionalism and dedication make them a trusted partner, and we highly recommend their services.”
Doug AdamsFlorida Stairworks & Carpentry, LLC“The Southern Agency thoroughly reviewed my policy, finding creative ways to save money while also keeping strong risk protection. They not only provided immediate savings but also encouraged long-term strategies to benefit my business for years to come. Their proactive approach and deep industry knowledge set them apart. I highly recommend them to anyone seeking insurance guidance and cost-effective solutions for both immediate and future needs.”
Brett MauldinMarble Works
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Latest insights & news
Practical articles and agency news on business risk, home and family coverage.
Ready to experience the difference?
Speak with an agent about your business or your family. Let’s create the right policy with the service and price you deserve.





