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Connecticut bonds

Connecticut — Homemaker Companion Agency Bond

If you are registering a Connecticut homemaker-companion agency, your protection must address theft by an employee from a client. Use this bond application to arrange that protection and keep the DCP registration instructions handy.

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How a fidelity bond works

Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.

Bond family
Fidelity bond
Recorded state
Connecticut
Bond type
Business Service Bond
Category
Fidelity & employee dishonesty
Local scope
Authority
Identified authority / locality
Connecticut Department of Consumer Protection

What this bond does

The Department of Consumer Protection says homemaker-companion agencies must maintain a surety bond or insurance with at least $10,000 in coverage. Its guidance specifies theft by an agency employee from someone receiving the agency's services.

Who needs it
Apply as the homemaker-companion agency providing nonmedical services. This is the agency's coverage requirement, not an individual companion's personal bond.
Who is protected
The requirement addresses theft from the person receiving services. A bond protecting only your agency's own money or property should not be assumed to satisfy it.

Your bond option

This is the option on record for this bond.

The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Match the coverage to your registration

Have your legal agency name and DCP application or registration details ready. Describe the services and workers involved; DCP's guidance includes temporary workers and independent contractors in its employee definition.

Purchase Now opens Propeller in a new tab. Check that the proposed coverage addresses client theft and the required limit. After issuance, retain your documents and provide the evidence or certification DCP requests. Bond purchase does not complete agency registration.

Sources

Have these ready

  1. Gather your legal agency name, business address and registration details if assigned.
  2. Have your workforce count and description of nonmedical services ready.
  3. Bring DCP's current coverage instructions, requested start date and any existing policy.

Questions about this bond

Will ordinary employee theft coverage for my agency do?

Check whose loss it protects. DCP's requirement concerns theft from clients, so employer-only protection should not be assumed to meet it.

Is a bond the only permitted route?

DCP's current application guidance says a surety bond or insurance with at least $10,000 in coverage. Check the proposed document against its client-theft requirement.

Can I start providing services after buying the bond?

DCP requires agency registration before doing business. Obtaining coverage addresses one part of that process and does not grant registration.

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