Michigan — Dishonesty Bond
If an employee steals business funds or property, your company bears the loss. A Michigan dishonesty bond offers fidelity protection for covered employee theft, with one-year and three-year terms available through RLI.
Also known as Michigan Dishonesty Bond (1 Year); Michigan Dishonesty Bond (3 Years); Michigan Dishonesty Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Michigan
- Bond type
- Employee Dishonesty & Fidelity Bond
- Category
- Fidelity & employee dishonesty
What this bond does
This coverage addresses dishonest acts, theft and fraud affecting the company's own money, securities and property.
- Who needs it
- Michigan business owners and organizations can apply for protection of their own assets.
- Who is protected
- Protection is for the business's covered loss. The word bonded does not establish coverage for a customer's property or every kind of financial loss.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- RLI: Employee Dishonesty Bonds (opens in a new tab)Checked October 23, 2026
Have these ready
- Gather your legal business details and employee count.
- Identify any additional groups, such as contractors, you want considered for coverage.
- Have your requested limit, start date and existing fidelity documents ready.
Questions about this bond
Is a limit already selected here?
The choices on this page identify the term. Review the available limit and coverage details in your RLI application.
Can I rely on existing property insurance?
Check its employee-theft provisions. RLI describes dishonesty coverage as addressing employee theft that property coverage may exclude.
Does applying mean I am covered?
Use the issued documents to confirm coverage and its effective date. Starting an application is only the first step.

