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Montana bonds

Montana — Certificate Of Title Bond

Use Montana's break/bond title process when the required ownership transfer cannot be documented. Prepare the vehicle identity, ownership evidence, and MVD instructions before ordering the title bond.

Also known as Montana Defective Title Bond; Montana Defective/Certificate Of Title Bonds

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Recorded state
Montana
Category
Vehicles, titles & transportation

What this bond does

A certificate of title bond supports a Montana title application involving missing ownership documentation. It provides the security required for the approved bonded-title process.

Who needs it
Montana residents pursuing a break/bond title, including licensed dealers obtaining title in the dealership's name before selling an untitled inventory vehicle.
Who it protects
The bond secures the ownership-related interests described in the state's required form. It does not provide collision, liability or mechanical breakdown insurance.

Your bond option

This is the option on record for this bond.

The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Begin with the break/bond application

Montana's 2026 title manual identifies Application for Break/Bond Title, form MV10, for the process. It states that only Montana residents may apply for a bonded title.

Assemble the bill of sale and other available ownership records. The process addresses an inability to provide a certificate assigning the prior owner's interest; a bond purchase is one part of the title application.

Prepare the vehicle identification records

The manual requires a Montana law-enforcement VIN inspection for a vehicle or vessel ten years old or newer. Missing, illegible or mutilated identification needs the state's assigned-number process.

Check the VIN, make and year against the application and bond. Use MVD's security amount and execution instructions for your file.

Purchase for the approved vehicle application

Select Purchase Now to open RLI in a new tab for the Montana title bond. Have the applicant, vehicle details and MVD bond direction ready.

Review the issued document before filing it with the remaining title materials. Keep the state's acceptance and resulting title with the ownership records.

Sources

Have these ready

  1. Montana applicant and ownership records.
  2. MV10 break/bond application information.
  3. VIN inspection where required.
  4. MVD security amount and bond instructions.

Questions about this bond

Can an out-of-state resident use this process?

The Montana title manual states that only Montana residents may apply for a bonded title.

When is a VIN inspection required?

The manual requires a Montana law-enforcement inspection for a vehicle or vessel ten years old or newer.

Can a dealer sell before obtaining its own title?

The manual directs a licensed dealership without inventory title to obtain title in the dealership's name through the process before selling.

Is the bond automobile insurance?

No. It supports the ownership/title application. Maintain the separate insurance needed to operate the vehicle.

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