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New Hampshire bonds

New Hampshire — Dishonesty Bond

A New Hampshire dishonesty bond helps protect your business's own money and property from employee theft. Choose a one-year or three-year option, then use Purchase Now to begin the RLI application.

Also known as New Hampshire Dishonesty Bond (1 Year); New Hampshire Dishonesty Bond (3 Years); New Hampshire Dishonesty Bonds

2 options on record. Choose the one that matches your requirement, then purchase.

How a fidelity bond works

Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.

Bond family
Fidelity bond
Recorded state
New Hampshire
Bond type
Employee Dishonesty & Fidelity Bond
Category
Fidelity & employee dishonesty

What this bond does

Employee dishonesty coverage addresses losses from theft, fraud and dishonest acts involving your company's money, securities or property, subject to the bond's terms.

Who needs it
You can apply as a business owner or organization arranging protection for its own assets. Identify any volunteers, contractors or partners you want included.
Who is protected
This is first-party fidelity protection for the business. RLI describes optional extensions for certain nonemployees; confirm those extensions in your proposed coverage before relying on them.

Choose from 2 options

Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.

The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Protecting your business assets

Review the employee-theft provisions in your existing property coverage. RLI describes employee dishonesty bonds as a way to address a gap where property insurance excludes theft by employees.

Who needs to be included?

RLI offers customization for volunteers, owners or partners, independent contractors and certain board members. Tell the application provider which groups work with your assets. An extension must be part of your coverage; it is not automatic.

If you request coverage for independent contractors, RLI says to include them in the employee count used for rating.

Choose a term and apply

The one-year and three-year options lead to RLI in a new tab. Check the business name, covered people, limit and effective date during the application.

After issuance, keep the coverage documents with your business records and use their notice and renewal instructions. Starting an application does not itself put coverage in force.

Sources

Have these ready

  1. Have your legal business name, address and description of operations ready.
  2. Count the employees and identify any additional groups you want covered.
  3. Choose the term and requested limit, and have existing crime or fidelity documents available for comparison.

Questions about this bond

Can contractors be covered?

RLI describes an optional extension to subcontractors and 1099 workers. Request it and include those workers in the employee count used for rating.

What about volunteers or board members?

RLI offers extensions for service-organization volunteers and certain nonprofit or association board members. Check that your application includes the groups you need.

Does this protect my customers' property?

The employee dishonesty protection described here concerns your business's own assets. If a customer requests protection for their property, have that requirement matched to the appropriate form.

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