Tennessee — Title Insurance Agent's Bond
Tennessee title insurance agents have a bond obligation tied to their licensed work in real estate transactions. Prepare your license information and legal applicant name, then use Purchase Now to apply for the Title Insurance Agent’s Bond through The Southern Agency.
Also known as Tennessee Title Insurance Agent's Bonds
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- Recorded state
- Tennessee
- Bond type
- Title Agent / Title Insurance Bond
- Category
- Insurance professionals
What this bond does
Tennessee Code § 56-35-202 requires a licensed title insurance agent to file a $25,000 bond, or cash and/or securities in that amount, with the commissioner within 30 days after the license is issued. The security must remain on file while the license remains in effect.
- Who needs it
- A licensed Tennessee title insurance agent arranging the financial security required under Title 56, Chapter 35. This is a professional title-insurance obligation, not a vehicle-owner title application.
- Who it protects
- The statute makes the bond payable to Tennessee for people who suffer pecuniary loss in a real estate transaction involving solicitation or issuance of title insurance because of the agent’s fraud, dishonesty, theft, embezzlement or willful misconduct.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Tennessee Code § 56-35-202 — Bond or deposit required (opens in a new tab)Checked October 19, 2026
- Tennessee Department of Commerce and Insurance — Title Insurance Producer’s Bond form (opens in a new tab)Checked October 19, 2026
Have these ready
- The licensed agent’s legal name, address, license number and date of issuance.
- The department’s bond request and the form designated for your Chapter 35 obligation.
- The required $25,000 bond amount and the effective date needed to maintain security.
- Your licensing submission instructions and a place to retain the filed bond and receipt.
Questions about this bond
How much security does § 56-35-202 require?
It specifies a $25,000 bond or cash and/or securities in like amount. The bond premium is a separate price quoted for the application.
When must a licensed title insurance agent file?
The statute says within 30 days after the license is issued, with the security maintained while that license remains in effect.
Why does the department’s form use the word producer?
Its heading says Title Insurance Producer’s Bond, while the conditions describe a Title Insurance Agent’s Chapter 35 obligation. Match your licensing instructions and applicant role; the separate producer listing is not merged into this page.
Will this help me obtain a missing car title?
No. This bond relates to a licensed professional’s title-insurance activity in real estate transactions. Vehicle-title ownership bonds serve a different purpose.