Encova Insurance
Encova brings commercial insurance and workers’ compensation expertise together with personal insurance.
Our Encova options address business property, vehicles, and liability, along with workers’ compensation.
What we write with Encova Insurance
Business property & equipment
These options address construction projects, business property, movable equipment and packaged business protection. Packages combine coverages according to the policy form.
- Builders Risk
- Business Owners Policy
- Commercial Dwelling Fire
- Commercial Package
- Equipment FloaterMovable equipment, not machinery breakdown.
- Property
Vehicles & garage operations
Business auto covers vehicle exposures. Garage and dealer coverage depends on the operations described in the policy.
Liability & financial risks
Review general liability, liability limits above underlying policies, crime losses, cyber risks, management decisions and employment-related claims against your operations and existing insurance.
Workers’ compensation
Workers’ compensation addresses eligible work-related injuries and illnesses. Your employees’ duties are part of the coverage conversation.
Company background
Motorists Insurance Group and BrickStreet Mutual affiliated in 2017 and introduced the Encova name in 2019. The combined organization retained the independent-agency model used by both businesses. Its public product range includes commercial insurance, personal insurance, and workers’ compensation. Customer resources bring together agent assistance, claims reporting, and policy service, reflecting the different insurance needs served under the shared Encova identity.
Discuss these options with TSA
Tell us about the coverage you need and any insurance you already have. We can review the options and their terms with you.
Availability and pricing depend on your location, risk, and underwriting. Coverage is governed by the issuing insurer’s policy terms. This is not a quote.
Official websiteencova.com(opens in a new tab)