Colorado — Supervised Lender Bond
Colorado bases supervised-lender financial responsibility on prior-year supervised-loan volume: $15,000, $20,000 or $25,000 per licensed location, with a $250,000 aggregate cap. A surety bond is one permitted method; match the master license, branches and accepted security before purchase.
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- Recorded state
- Colorado
- Bond type
- Consumer Finance / Lender Bond
- Category
- Financial services
What this bond does
Provide accepted proof of financial responsibility for the actual supervised-lender licenses under the Colorado UCCC and Rule 9, without replacing the separate licensing and annual-report process.
- Who needs it
- Colorado supervised lenders making or collecting their own supervised loans, qualifying assignees collecting or enforcing loans, and covered deferred-deposit businesses identifying the master and branch locations.
- Who it protects
- The published bond runs to Colorado's Attorney General through the UCCC Administrator for the people of Colorado. It secures UCCC compliance, money due to the Administrator and final judgments or orders lawfully owed to or for people who prevail in UCCC causes of action against the licensee.
Your bond option
This is the option on record for this bond.
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The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Colorado Department of Law: UCCC Licensing (opens in a new tab)Checked October 27, 2026
- Colorado: Supervised Lender Application (opens in a new tab)Checked October 27, 2026
- Colorado: Supervised Lender Surety Bond (opens in a new tab)Checked October 27, 2026
- Colorado: Electronic Surety Bond Guidance (opens in a new tab)Checked October 27, 2026
Have these ready
- Identify the master license and every branch requiring financial-responsibility evidence.
- Calculate the applicable band from prior-year Colorado loans made and taken by assignment.
- Match company and registered DBAs, covered locations, required aggregate sum and dates.
- Arrange signatures, seal, surety authority and accepted encrypted electronic or paper delivery.
Questions about this bond
Does every supervised lender need $25,000 for each location?
The application provides three volume bands, starting at $15,000 for an initial application. Evidence covers every location, subject to the stated $250,000 aggregate cap.
Must the bond be my only financial-responsibility method?
No. The application permits specified cash assignments and letters of credit as alternatives. Confirm the method accepted for the actual licenses.
Does electronic delivery mean no signatures or seal?
No. The Unit's guidance allows qualifying electronic signatures and seals, prefers security procedures and encrypted delivery, and does not waive execution requirements.
Does a bond replace the annual report?
No. The license renewal, annual report and financial-responsibility evidence are separate obligations. Follow the Unit's current filing calendar.

