Bond categories · Bond category

Financial Services

The licensed financial activity matters: arranging a loan, funding it, servicing it, and moving money are different roles. A broad finance label does not establish a form match.

Search within this collection Browse all 443

443 bonds · page 1 of 8

Purpose

A financial-services form may secure defined licensing duties or the proper handling of customer funds.

Who needs it

Licensed financial businesses and individuals identifying a bond for their actual regulated activity.

Who it protects

A licensing bond does not insure borrowers against every loss or establish that an investment or lending activity is approved.

Bond types in Financial services

Consumer Finance / Lender Bond52
A lender funding consumer credit differs from an intermediary arranging another lender’s loan.
Money Transmitter / Money Services Bond52
Transmitting funds and other money services may involve different licensed activities.
Collection Agency Bond49
Collection agencies may receive and remit money owed to clients.
Mortgage Lender / Banker Bond37
A mortgage lender or banker’s funding role differs from broker-only activity.
Mortgage Broker Bond31
A mortgage broker connects borrowers and lenders without necessarily funding the loan.
Debt Settlement / Debt Adjuster Bond25
Negotiating settlements differs from receiving monthly payments to distribute to creditors.
Broker-Dealer / Investment Adviser Bond23
Securities transaction activity and investment advice are different licensed capacities.
Mortgage Loan Originator Bond20
An individual originator’s licensing obligation differs from the employing company’s bond.

All 33 types

Consumer Finance / Lender Bond52
A lender funding consumer credit differs from an intermediary arranging another lender’s loan.
Money Transmitter / Money Services Bond52
Transmitting funds and other money services may involve different licensed activities.
Collection Agency Bond49
Collection agencies may receive and remit money owed to clients.
Mortgage Lender / Banker Bond37
A mortgage lender or banker’s funding role differs from broker-only activity.
Mortgage Broker Bond31
A mortgage broker connects borrowers and lenders without necessarily funding the loan.
Debt Settlement / Debt Adjuster Bond25
Negotiating settlements differs from receiving monthly payments to distribute to creditors.
Broker-Dealer / Investment Adviser Bond23
Securities transaction activity and investment advice are different licensed capacities.
Mortgage Loan Originator Bond20
An individual originator’s licensing obligation differs from the employing company’s bond.
Mortgage Servicer Bond20
Servicing concerns ongoing payment collection and account administration after origination.
Credit Services Organization Bond18
Credit-service promises may involve assistance or advice rather than funding loans.
Financial Guarantee / Customer Indemnity Bond13
A payment guaranty and customer indemnity depend on the specific written promise.
Mortgage Broker / Lender Bond12
Mortgage brokering and lending can require distinct licensed capacities.
Student / Education Loan Servicer Bond12
Education-loan servicing involves account administration rather than school tuition protection.
Check Cashing / Seller of Checks Bond10
Cashing checks and issuing payment instruments involve different transactions and money flows.
Escrow Agency Bond10
Escrow duties follow instructions for holding and releasing other parties’ funds.
Loan Broker Bond9
A loan broker arranges credit rather than necessarily funding or servicing it.
Payday / Deferred Deposit Lender Bond8
Deferred-deposit transactions have product-specific lending and payment arrangements.
Litigation Funding Provider Bond6
A funding provider’s business obligation is separate from security ordered in a lawsuit.
Combined Mortgage Origination & Servicing Bond5
Origination and servicing are different stages of a loan even when one license combines them.
Earned Wage Access Provider Bond5
Earned-wage access services require identifying the provider’s role and settlement arrangements.
Premium Finance Company Bond5
Premium finance concerns credit used to pay insurance premiums, not selling the insurance policy.
Structured Settlement Purchase Company Bond4
Purchasing settlement payment rights differs from making an ordinary consumer loan.
Money Transmitter / Payment Services Bond3
Payment processing roles differ in who receives funds and owes delivery to the recipient.
Consumer Finance / Lending Bond2
Consumer lending requirements depend on the credit activity and licensed entity.
Mortgage Assistance / Foreclosure Consultant Bond2
Mortgage assistance is different from originating a new mortgage or acting as a foreclosure trustee.
Securities Dealer / Investment Adviser Bond2
Securities dealing and advisory duties should be matched to the registered role.
Trust Company Bond2
A trust company may administer assets in capacities defined by trust instruments and its authority.
Budget Planner / Debt Management Bond1
Budget and debt-management services can receive client money for scheduled creditor payments.
Consumer Finance / Debt / Title Pledge Bond1
Consumer lending, debt services, and title-backed transactions involve distinct customer obligations.
Consumer Legal Funding / Litigation Funder Bond1
Funding tied to legal claims differs from conventional lending and from court-remedy bonds.
Consumer Reporting Agency Bond1
Consumer-reporting services concern preparation or distribution of reports rather than extending credit.
Title Pawn Broker Bond1
Title-pawn transactions use vehicle ownership documents as part of the credit arrangement.
Virtual Currency Business License Bond1
Virtual-currency businesses may exchange, transmit or hold customer assets in different roles.