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Florida bonds

Florida — Janitorial Bond

Cleaning in someone else's home means working around their belongings. A Florida janitorial bond addresses covered employee theft; select the one-year or three-year RLI option to apply through The Southern Agency.

Also known as Florida Janitorial Bond (1 Year); Florida Janitorial Bond (3 Years); Florida Janitorial Bonds

2 options on record. Choose the one that matches your requirement, then purchase.

How a fidelity bond works

Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.

Bond family
Fidelity bond
Recorded state
Florida
Category
Fidelity & employee dishonesty

What this bond does

Janitorial fidelity protection concerns a customer's money or property taken by a covered person during cleaning services. RLI describes a conviction condition for employee dishonesty.

Who needs it
Florida cleaning companies arranging customer-theft protection, including businesses responding to a household's bonding request.
Who is protected
A theft allegation alone does not establish coverage. The issued form defines covered people, limits, exclusions and claim conditions.

Choose from 2 options

Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.

The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Explain what being bonded means to the customer

A bond for employee dishonesty does not promise that every cleaning result will satisfy the homeowner. Accidental breakage and injury belong in a separate liability-insurance discussion.

Before applying, count the people doing the cleaning, including owners. RLI asks separately whether owners should be covered. Choose Purchase Now beside the term you want; the RLI application opens in a new tab. After issuance, keep the document available for customer requests.

Sources

Have these ready

  1. Your business name and Florida address.
  2. Employee and owner counts, owner coverage choice and requested dishonesty loss history.
  3. The client's requested theft limit and your intended effective date.

Questions about this bond

Does this cover a cleaner accidentally breaking a vase?

This bond addresses covered dishonesty. It does not replace general liability insurance for accidental property damage.

Is the owner included when working alone?

Check the owner election and covered-person definition. Buying the bond in the business name does not automatically answer who is covered.

How do I choose between the two options?

Select one year or three years for the coverage period you want. Review the actual dates and available theft limit in RLI's application before completing it.

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