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Iowa bonds

Iowa — Janitorial Bond

Cleaning crews may work around a client's belongings while the premises are empty. Select an Iowa janitorial bond for one year or three years below to start an RLI application through The Southern Agency.

Also known as Iowa Janitorial Bond (1 Year); Iowa Janitorial Bond (3 Years); Iowa Janitorial Bonds

2 options on record. Choose the one that matches your requirement, then purchase.

How a fidelity bond works

Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.

Bond family
Fidelity bond
Recorded state
Iowa
Category
Fidelity & employee dishonesty

What this bond does

The bond concerns covered employee theft of customer money or property during cleaning services. RLI describes a conviction requirement.

Who needs it
Iowa cleaning companies arranging fidelity protection for work at customer premises.
Who is protected
Having access to property explains the exposure; the issued bond determines which people and dishonest acts are covered. This is not a guarantee against every loss.

Choose from 2 options

Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.

The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Prepare a useful picture of your cleaning work

Know who enters each customer's premises and whether owners also clean. RLI asks for employee and owner counts and a separate owner coverage decision. Review subcontractors against the covered-person definition.

Choose the desired term's Purchase Now link to open RLI in a new tab. Review the theft limit and effective dates, then retain the issued document for client evidence. General liability insurance remains separate for accidental damage and injury.

Sources

Have these ready

  1. Legal business name and Iowa address.
  2. Workforce counts, owner election and description of customer access.
  3. Requested theft limit, desired dates and dishonesty loss history if requested.

Questions about this bond

Does after-hours work make a loss automatically covered?

No. The actual bond's covered-person, covered-loss and claim conditions govern.

Can an accusation establish coverage?

RLI describes employee conviction as a condition. An accusation alone does not satisfy the described requirement.

Is there a separate three-year page?

Use the three-year choice here. Both terms belong to this Iowa parent page.

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