Kentucky — Mortgage Broker - NMLS Bond
Use the Kentucky mortgage broker bond route for the brokerage's company request. Kentucky's statute sets a $50,000 broker minimum, with the amount prescribed by the commissioner.
Continue to our secure checkout partner, Propeller (opens in a new tab).
- Recorded state
- Kentucky
- Bond type
- Mortgage Broker Bond
- Category
- Financial services
What this bond does
Secure the broker's compliance throughout the licensure or registration period.
- Who needs it
- Kentucky mortgage brokerage businesses preparing required security.
- Who it protects
- The bond is payable to the commissioner and available for qualifying consumer losses and specified regulatory obligations.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Kentucky Revised Statutes 286.8-060 (opens in a new tab)Checked October 22, 2026
- NMLS: gathering electronic surety bond requirements (opens in a new tab)Checked October 22, 2026
Have these ready
- Broker name and NMLS identifier.
- Commissioner's request and amount.
- Effective date and existing bond details if replacing it.
Questions about this bond
Does the minimum fix my final amount?
No. Use the commissioner's prescribed amount; the statute provides a broker floor of $50,000.
Is the bond for my employee's personal license?
This route identifies the brokerage business. Individual originator responsibilities should remain separately identified.
How do I apply?
Purchase Now opens Propeller in a new tab. The provider application does not itself issue, execute or file the bond or approve a license.