Lakewood, CO — Pawnbroker License Bond
Lakewood requires an approved $10,000 bond before issuing or renewing a pawnbroker license. The security backs safekeeping or return of held property and compliance with the city’s pawn rules. Apply through The Southern Agency with the licensed applicant and premises details ready.
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- Recorded state
- Colorado
- Bond type
- Pawnbroker Bond
- Category
- Professional & occupational licenses
What this bond does
This is local licensing security under Lakewood Municipal Code 5.24.110. It is separate from the city’s pledged-property insurance requirement and does not itself approve a pawn location.
- Who needs it
- Persons and permitted business entities seeking or renewing a Lakewood pawnbroker license for their actual city premises. Match the operator on the license application, not a different owner or manager’s name.
- Who it protects
- The code requires the bond for the benefit of the people of Lakewood, conditioned on lawful safekeeping or return of tangible personal property held by the pawnbroker and observance of Chapter 5.24. The City Manager or designee approves the surety.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- City of Lakewood: new pawnbroker license instructions (opens in a new tab)Checked October 21, 2026
- Lakewood Municipal Code Chapter5.24: bond and separate insurance (opens in a new tab)Checked October 21, 2026
Have these ready
- Exact applicant/operator name, structure and licensed premises.
- City Clerk application or renewal details and accepted bond form/recipient.
- $10,000 request, effective dates and approval instructions.
- Separate premises, zoning, insurance and applicable ownership/background records.
Questions about this bond
Can I use pledged-property insurance instead of this bond?
The city lists insurance and the bond separately. Section 5.24.110 bars issuance or renewal without the approved bond; Section 5.24.290 separately addresses pledged-property insurance.
Does the bond guarantee approval of the shop location?
No. The city’s application separately requires zoning and possession-of-premises evidence, along with its other licensing review.
Is there a 30-day operating grace period if the bond ends?
No such operating grace period is stated. The code permits summary suspension upon termination or cancellation and addresses later revocation if replacement is not furnished within 30 days after demand.

