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Maine bonds

Maine — Private Investigator For Resident Bond

Maine’s resident professional-investigator bond is $10,000, with the licensee named as principal. Residency matters: the law sets different security for a nonresident investigator and for an investigative assistant. Apply through The Southern Agency with your current Maine licensing capacity, residence and accepted form ready.

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Recorded state
Maine
Bond type
Private Investigator / Detective Bond
Category
Professional & occupational licenses

What this bond does

Provide the resident investigator’s security under Title 32 §8111 in the form prescribed by the chief. The published State P-28 names the State of Maine as obligee and the licensed capacity on the document; do not replace the licensee automatically with a business trade name.

Who needs it
A Maine-resident professional/private investigator using the resident licensing file, rather than an investigative assistant or an investigator who resides outside Maine. Having Maine clients or a Maine business address does not by itself settle the licensee’s residency classification.
Who it protects
The statutory condition addresses honest conduct of the licensed business and an action by a person injured by an intentional, knowing, reckless or negligent act of the licensee. It is not a promise of compensation for every disagreement or a substitute for the separate insurance required of professional investigators.

Your bond option

This is the option on record for this bond.

The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Confirm residence and the licensed capacity first

Section 8111 sets $10,000 for a resident professional investigator, $50,000 for a nonresident and $20,000 for an investigative assistant. These are different applicant categories, not interchangeable financial choices for the same file. If your residence or licensing capacity has changed, resolve that with the licensing file before applying.

The law calls for execution by the licensee as principal and a surety authorized in Maine. The published P-28 identifies the principal’s address, county/State, licensed capacity and the State of Maine recipient. Keep those details consistent rather than using a client, employer or DBA in place of the actual licensee.

Prepare the form’s execution and actual dates

The published P-28 has separate notary lines for principal and surety and calls for the surety’s attorney-in-fact execution and corporate seal. Use the prescribed/accepted document and its execution directions; the fact that a provider application is complete does not complete those signatures.

Its beginning and ending dates are blanks to be completed for the file. The published form is marked P-28 (7/20); do not assume that hosting date establishes a new revision or that this unlabeled purchase has a particular duration.

The annual insurance proof is a separate requirement

Section 8111 also specifies insurance naming the professional-investigator licensee: at least $10,000 property damage, $100,000 injury/death to one person and $200,000 injuries/deaths to more than one person arising from the licensed activity. Proof goes to the chief annually.

The $10,000 property limit and $10,000 resident bond happen to use the same figure, but are different protections. Do not add the liability limits to the bond sum or treat annual insurance proof as a one-year financial purchase term.

Keep Propeller’s application and State licensing separate

Purchase Now opens Propeller in a new tab. Compare the resident licensee, $10,000 sum, State of Maine recipient, honest-conduct condition, and accepted dates/execution before completing it. This choice has no supplied amount or duration label.

The published P-28 directs the completed document to Public Safety’s Division of Weapons and Professional Licensing. Follow the current instructions for your file, with the separate insurance evidence. Purchasing does not file the State application or grant investigator authority.

Sources

Have these ready

  1. Actual licensee name, current Maine residence and resident professional-investigator capacity.
  2. Prescribed/accepted $10,000 instrument to the State of Maine, with principal address/county/State and licensed capacity consistent.
  3. Principal/surety execution, applicable notary directions, surety attorney/seal, and actual beginning/ending dates.
  4. Separate licensee-named liability certificate and annual proof instructions, plus the current State submission route.

Questions about this bond

Does having Maine clients make me a resident applicant?

No. Section 8111 distinguishes the licensee’s residence, not the customer’s location. Use the resident file only when that classification fits; a nonresident investigator is a different $50,000 category.

Can I use the investigative-assistant amount instead?

No. The statute gives investigative assistants a separate $20,000 category. Match the actual licensed capacity rather than treating the three sums as optional levels for one resident-investigator application.

Can my trade name automatically replace the principal?

No. The law calls for the licensee as principal. Keep any business name distinct and use the accepted document’s identity wording, including the actual licensed person/capacity.

Does annual insurance proof make the bond a one-year product?

No. Annual insurance evidence is a separate statutory duty. The financial document has its own accepted dates, and the Propeller choice does not supply a duration. Do not infer a financial term from the insurance-proof schedule.

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