Maine — Private Investigator For Resident Bond
Maine’s resident professional-investigator bond is $10,000, with the licensee named as principal. Residency matters: the law sets different security for a nonresident investigator and for an investigative assistant. Apply through The Southern Agency with your current Maine licensing capacity, residence and accepted form ready.
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- Recorded state
- Maine
- Bond type
- Private Investigator / Detective Bond
- Category
- Professional & occupational licenses
What this bond does
Provide the resident investigator’s security under Title 32 §8111 in the form prescribed by the chief. The published State P-28 names the State of Maine as obligee and the licensed capacity on the document; do not replace the licensee automatically with a business trade name.
- Who needs it
- A Maine-resident professional/private investigator using the resident licensing file, rather than an investigative assistant or an investigator who resides outside Maine. Having Maine clients or a Maine business address does not by itself settle the licensee’s residency classification.
- Who it protects
- The statutory condition addresses honest conduct of the licensed business and an action by a person injured by an intentional, knowing, reckless or negligent act of the licensee. It is not a promise of compensation for every disagreement or a substitute for the separate insurance required of professional investigators.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Maine Title32§8111: resident/nonresident sums and separate insurance (opens in a new tab)Checked October 22, 2026
- Maine State Police published FormP-28: investigator security (opens in a new tab)Checked October 22, 2026
Have these ready
- Actual licensee name, current Maine residence and resident professional-investigator capacity.
- Prescribed/accepted $10,000 instrument to the State of Maine, with principal address/county/State and licensed capacity consistent.
- Principal/surety execution, applicable notary directions, surety attorney/seal, and actual beginning/ending dates.
- Separate licensee-named liability certificate and annual proof instructions, plus the current State submission route.
Questions about this bond
Does having Maine clients make me a resident applicant?
No. Section 8111 distinguishes the licensee’s residence, not the customer’s location. Use the resident file only when that classification fits; a nonresident investigator is a different $50,000 category.
Can I use the investigative-assistant amount instead?
No. The statute gives investigative assistants a separate $20,000 category. Match the actual licensed capacity rather than treating the three sums as optional levels for one resident-investigator application.
Can my trade name automatically replace the principal?
No. The law calls for the licensee as principal. Keep any business name distinct and use the accepted document’s identity wording, including the actual licensed person/capacity.
Does annual insurance proof make the bond a one-year product?
No. Annual insurance evidence is a separate statutory duty. The financial document has its own accepted dates, and the Propeller choice does not supply a duration. Do not infer a financial term from the insurance-proof schedule.

