Michigan — Janitorial Bond
Hiring more cleaners is a useful time to revisit your janitorial bond. Michigan cleaning businesses can select a one-year or three-year RLI option below and apply through The Southern Agency.
Also known as Michigan Janitorial Bond (1 Year); Michigan Janitorial Bond (3 Years); Michigan Janitorial Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Michigan
- Category
- Fidelity & employee dishonesty
What this bond does
The bond addresses covered theft of customer money or property by cleaning personnel. RLI describes a conviction condition for employee dishonesty.
- Who needs it
- Michigan cleaning companies buying customer-theft protection with a current picture of their workforce.
- Who is protected
- Coverage follows the issued form's people and loss definitions. A larger crew does not automatically mean a larger limit or coverage for outside contractors.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- RLI Janitorial Bond application (opens in a new tab)Checked October 19, 2026
Have these ready
- Legal business name and Michigan address.
- Updated employee and owner counts and owner election.
- Client limit request and any prior dishonesty loss information requested.
Questions about this bond
Should part-time cleaners be counted?
RLI asks for full- and part-time employee details. Give an accurate answer for the current business.
Does this insure an accidental spill or injury?
Janitorial fidelity protection addresses covered dishonesty. General liability insurance is separate.
Does an accusation against a cleaner establish coverage?
RLI describes a conviction requirement. Read it with the bond's remaining conditions and exclusions.