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Mississippi bonds

Mississippi — Janitorial Bond

If you clean customers' homes, a janitorial bond can help address a request for theft protection. Choose a one-year or three-year Mississippi RLI option below to apply through The Southern Agency.

Also known as Mississippi Janitorial Bond (1 Year); Mississippi Janitorial Bond (3 Years); Mississippi Janitorial Bonds

2 options on record. Choose the one that matches your requirement, then purchase.

How a fidelity bond works

Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.

Bond family
Fidelity bond
Recorded state
Mississippi
Category
Fidelity & employee dishonesty

What this bond does

The product addresses covered employee dishonesty involving cleaning customers' money or property. RLI's application describes a conviction condition.

Who needs it
Mississippi cleaning businesses arranging customer-theft protection, including small household-cleaning crews.
Who is protected
Defined theft coverage is separate from damage caused accidentally while cleaning. The issued form determines covered people, limits and exclusions.

Choose from 2 options

Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.

The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Include the people who actually do the cleaning

Count employees and owners separately. If you own the business and work inside clients' homes, pay attention to RLI's owner coverage election. Check subcontractors against the form before describing them as included.

Select Purchase Now for the desired term to open RLI in a new tab. Review the available limit and effective dates against the customer's request, then provide evidence after issuance.

Sources

Have these ready

  1. Legal business name and Mississippi address.
  2. Employee and owner counts, owner election and requested dishonesty loss history.
  3. Client's requested theft limit and intended coverage dates.

Questions about this bond

Does the bond cover an owner who cleans?

Review the owner election and the issued covered-person definition. Ownership alone does not establish inclusion.

Is a broken household item covered as theft?

Accidental breakage is a different exposure. This fidelity product does not replace liability insurance.

Does reporting an employee theft establish a covered loss?

RLI describes a conviction condition. All other provisions of the issued bond also apply.

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How can we help you get started?

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