Missouri — Janitorial Bond
Choose a janitorial bond period that fits your Missouri cleaning business, then check the limit and people covered. This page offers RLI one-year and three-year choices together. Use the matching Purchase Now link to start your application with The Southern Agency.
Also known as Missouri Janitorial Bond (1 Year); Missouri Janitorial Bond (3 Years); Missouri Janitorial Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Missouri
- Category
- Fidelity & employee dishonesty
What this bond does
Janitorial fidelity protection addresses covered employee theft involving customer money or property during service work. RLI’s application describes a conviction condition: coverage for alleged employee dishonesty requires a conviction.
- Who needs it
- A Missouri cleaning or janitorial business purchasing customer-property theft protection or reviewing an expiring bond. A client’s requested limit and the makeup of the workforce should guide the coverage decision.
- Who is protected
- The exposure is covered theft affecting customers’ money or property, subject to the issued bond’s terms. The bond is not a promise to compensate every loss a customer reports or an insurance policy for every kind of cleaning accident.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
Have these ready
- Your Missouri business’s legal name, address and any current bond details.
- The desired one-year or three-year period and the current bond’s expiration date if replacing coverage.
- The client’s required limit and the current employee/owner counts and owner-coverage choice.
- Prior employee dishonesty loss information and any questions about covered people, exclusions or discovery conditions.
Questions about this bond
Are one-year and three-year Missouri bonds separate products to find elsewhere?
Both term choices are on this page. Use the Purchase Now link for the period you want, then review the application's coverage and effective dates.
Does three years automatically provide more theft coverage?
Duration and limit are separate choices. Compare the limit, covered-person wording and claim conditions rather than treating the longer term as broader coverage.
Will my bond renew automatically?
Do not assume that from the term label. Review the issued bond and the provider’s continuation or replacement instructions before its expiration date.
Must an employee be convicted before the described RLI coverage applies?
RLI’s janitorial application expressly states that conviction of the alleged dishonesty is required. Read the issued form for that condition and all other exclusions and claim requirements.