Texas — Residential Mortgage Loan Servicer Bond
Prepare Texas residential mortgage loan servicer security through the required electronic bond process. SML's official announcement says Chapter 158 registrants must maintain a surety bond filed through NMLS beginning January 1, 2026.
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- Recorded state
- Texas
- Bond type
- Mortgage Servicer Bond
- Category
- Financial services
What this bond does
This offering concerns Texas residential mortgage loan servicer registration security. It is distinct from mortgage origination or a lender's separate license bond.
- Who needs it
- An entity registered as a residential mortgage loan servicer under Texas Finance Code Chapter 158, including a registrant replacing paper security through the announced transition.
- Who it protects
- The regulator's accepted electronic bond defines the secured servicing obligations and protected interests. It is not mortgage payment insurance for borrowers or a guarantee of the servicer's investment performance.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Texas SML: required electronic surety bonds under 7 TAC §58.107 (opens in a new tab)Checked October 18, 2026
Have these ready
- Confirm Chapter 158 residential mortgage loan servicer registration.
- Prepare the exact registrant and NMLS identity.
- Get the current required sum and verify provider ESB capability before payment.
- Complete the authorized NMLS electronic process and retain filing evidence.
Questions about this bond
Does the electronic bond requirement apply now?
SML's announcement sets January 1, 2026 for all Chapter 158 residential mortgage loan servicer registrants and requires electronic filing through NMLS.
Can a paper bond simply be mailed at renewal?
The announcement says paper-bond registrants must convert to an electronic surety bond to renew. Follow current SML/NMLS instructions.
Does this listing guarantee the provider can file electronically?
No. Confirm support for the required Texas servicer ESB and matching NMLS record before payment.
Does buying the bond renew the registration?
No. Check the electronic bond status and complete the separate SML/NMLS renewal process.