Builders Mutual
Builders Mutual builds its insurance and job-site safety services around the contractor community.
For contractor risks, our Builders Mutual options range from construction property and equipment to business liability and employee injuries.
What we write with Builders Mutual
Our Builders Mutual focus is contractor risks.
Business property & equipment
Builders Mutual — contractor-focused risks
These options address construction projects, business property, movable equipment and packaged business protection. Packages combine coverages according to the policy form.
- Builders Risk
- Commercial Flood
- Commercial Package
- Equipment FloaterMovable equipment, not machinery breakdown.
- Property
Vehicles used for work
Builders Mutual — contractor-focused risks
Business auto addresses vehicles used for work. Tell us who drives them and what they carry.
Liability & financial risks
Builders Mutual — contractor-focused risks
Review general liability and liability limits above underlying policies against your operations and existing insurance.
Workers’ compensation
Builders Mutual — contractor-focused risks
Workers’ compensation addresses eligible work-related injuries and illnesses. Your employees’ duties are part of the coverage conversation.
Company background
Builders Mutual’s origins lie in a 1984 workers’ compensation self-insurers fund created by the North Carolina Home Builders Association. The fund later became an independent mutual insurer while retaining its construction-industry focus. Its business is organized around contractors and the work performed on construction sites. Alongside insurance, the company provides construction-oriented safety education and risk-management resources for that community.
Discuss these options with TSA
Tell us about the coverage you need and any insurance you already have. We can review the options and their terms with you.
Availability and pricing depend on your location, risk, and underwriting. Coverage is governed by the issuing insurer’s policy terms. This is not a quote.
Official websitebuildersmutual.com(opens in a new tab)