Alabama — ERISA Bond
Arrange fidelity protection for your employee benefit plan through this Alabama ERISA bond page. Choose a one-year or three-year term, then continue to RLI to apply.
Also known as Alabama ERISA Bond (1 Year); Alabama ERISA Bond (3 Years); Alabama ERISA Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Alabama
- Category
- Fidelity & employee dishonesty
- Federal programme authority
- United States Department of Labor, Employee Benefits Security Administration
What this bond does
An ERISA fidelity bond protects a benefit plan against covered losses from fraud or dishonesty by people handling its funds or other property.
- Who needs it
- Employers and plan administrators arranging bonding for people who handle an ERISA-covered plan's assets, unless an exemption applies.
- Who is protected
- The plan is the insured party. This protection does not replace fiduciary liability insurance or cover ordinary business liability.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- U.S. Department of Labor: ERISA Fidelity Bond Guide (opens in a new tab)Checked October 18, 2026
Have these ready
- Have the plan's exact name and identifying details ready.
- List the people with authority over plan funds.
- Gather the preceding year's funds-handled information.
- Have your adviser confirm the amount and any exemption.
- Choose the one-year or three-year protection period.
- Keep existing bond documents handy to coordinate effective dates.
Questions about this bond
Does the bond protect the employer or the plan?
The plan must be named or otherwise specifically identified as an insured party. The protection concerns covered fraud or dishonesty affecting its assets.
Can fiduciary liability insurance replace this bond?
No. Fiduciary liability insurance concerns breaches of fiduciary responsibilities and does not satisfy ERISA's fidelity bonding requirement.
What amount should I select?
Use the amount determined for your plan and its handling activities. The one-year and three-year labels describe duration, not coverage limits.
What happens after Purchase Now?
RLI's application opens in a new tab. Confirm the plan, amount and dates there. After issuance, check the document and retain it with the plan's records.