Kentucky — Pawnbroker Bond
Get your Kentucky pawnbroker bond through The Southern Agency. KRS 226.020 requires a $1,000 bond to the city or county that grants your pawnbroker license.
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- Recorded state
- Kentucky
- Category
- Professional & occupational licenses
What this bond does
The bond backs observance of KRS 226.030 through 226.050 and consistent local ordinances and laws. Kentucky’s statewide statute ties the obligation to the local licensing authority.
- Who needs it
- Pawnbrokers licensed by a Kentucky city or county who need to arrange their annual bond. Use the actual license holder and local jurisdiction, not a statewide agency by default.
- Who it protects
- The bond runs to the licensing city or county. The city legislative body or county fiscal court approves the surety; buying an instrument alone does not establish local acceptance.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- Kentucky Revised Statutes §226.020: bond of pawnbroker (opens in a new tab)Checked October 21, 2026
Have these ready
- Pawnbroker legal license holder and business premises.
- Licensing city or county and license or application reference.
- Local bond wording, $1,000 requirement and annual effective dates.
Questions about this bond
Is the bond payable to a Kentucky state agency?
KRS 226.020 requires the bond to the city or county granting the pawnbroker license. Use that local recipient in your application.
Is this an annual obligation?
Yes. The statute says the license holder shall annually enter into bond. Match your local authority’s dates rather than assuming a term from the unlabeled purchase option.
Who approves the surety?
The statute assigns approval to the city legislative body or county fiscal court. Deliver the issued bond through that local licensing process.