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Michigan bonds

Michigan — Certificate Of Manufactured Home Ownership Bond

Michigan's manufactured-home title law lets the Department require security when it is not satisfied about ownership. Obtain its direction for your home before applying: the statute uses twice the Department-determined value and a five-year return provision. The ordinary vehicle TR-121 form's three-year instructions should not be substituted for this manufactured-home requirement.

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Recorded state
Michigan
Bond type
Certificate of Title Bond (Mobile Home)
Category
Vehicles, titles & transportation

What this bond does

Provide Department-prescribed ownership security when required under Section 30a(2) of Michigan's Mobile Home Commission Act, MCL 125.2330a.

Who needs it
The owner applying for a certificate of title for the identified manufactured or mobile home. Confirm the required process with the Secretary of State rather than assuming a parked or abandoned home can be titled through a bond purchase alone.
Who it protects
The statute requires indemnity or reimbursement to the Department, prior owners, security-interest holders, subsequent purchasers and successors in interest for covered expenses, losses or damages, including reasonable attorney fees, arising from title issuance or a defect in the applicant's ownership interest. Interested persons have a right of action, subject to the bond's aggregate limit.

Your bond option

This is the option on record for this bond.

The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.

Details for the manufactured-home title process

MCL 125.2330a(2) gives the Department discretion to require a properly executed bond in its prescribed form before issuing title when ownership is uncertain. Its sum is twice the home's value as determined by the Department, not automatically twice the seller's asking price. Obtain the written requirement and complete accepted undertaking for this home.

The manufactured-home statute provides for return after five years, or earlier if the currently valid title is surrendered, unless the Department has notice of a pending action against the bond. The September 2025 TR-121 Vehicle Uniform Surety Bond instead describes a three-year vehicle process. Its reference to trailer coaches does not establish the correct undertaking for a manufactured home.

The Secretary of State's current mobile-home guidance first describes obtaining the prior owner's assigned title, including a duplicate where needed. For missing or abandoned-home titles that cannot be resolved that way, it describes a court ownership order. Discuss the actual case with the Department; the statutory bond discretion does not mean a seller, dealer or park owner can bypass its requested title evidence.

Prepare the owner names and addresses, manufacturer, year, model and manufacturer's serial number, together with the security-interest holders in priority order. The statute allows investigation and additional information and requires rejection when the Department is not satisfied with the application's legality or truth.

The undertaking does not extinguish a lien or guarantee the applicant against a competing ownership claim. Keep the aggregate limit, actual effective date, prescribed execution and pending-action terms distinct from an ordinary duplicate-title request. File the accepted security with the required manufactured-home application and supporting ownership documents.

Sources

Have these ready

  1. Ask the Department which ownership process applies and whether it requires a manufactured-home bond.
  2. Obtain its prescribed form, determined value and required sum.
  3. Identify the owner, home serial number and all security-interest holders.
  4. Gather acquisition evidence, prior-title efforts and any required ownership order or lien discharge.
  5. Match the full accepted condition, actual dates and execution, then complete the Secretary of State filing.

Questions about this bond

Should I use the ordinary three-year TR-121 instructions?

Do not assume they apply. MCL 125.2330a(2) specifically addresses manufactured-home ownership security and provides for five-year return, subject to its surrender and pending-action provisions. Obtain the Department's prescribed undertaking for the home.

Does buying a bond replace a requested court ownership order?

No. The current mobile-home guidance describes assigned-title and, where necessary, court-order routes. The Department decides what it requires for the case; the statute's discretionary bond provision is not an automatic alternative to every requested document.

What follows Purchase Now?

Propeller's Michigan Manufactured Home Ownership application opens in a new tab. Match the Department's written request, applicant, home identifiers, value-based sum, full manufactured-home condition and actual dates before completing execution and filing. Payment alone does not transfer ownership, discharge a lien or issue title.

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