New Jersey — Int. Assoc. Of Heath And Frost Insulators Local No. 89 Wage And Welfare Bond
Bring the Insulators Local 89 employer wage/welfare request with its New Jersey agreement to Purchase Now. Keep the actual union payment demand distinct from a state disability-plan arrangement.
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- Recorded state
- New Jersey
- Bond type
- Wage & Fringe Benefits Bond
- Category
- Employment, wages & benefits
What this bond does
The required instrument defines employer wages and welfare remittances secured. Welfare in the union title does not establish the employer's temporary-disability plan choice.
- Who needs it
- The business responsible for labor payments under its actual Insulators Local 89 agreement.
- Who it protects
- Retain required wage, union, fund or trustee entries. The employer contribution undertaking does not itself provide employee insurance or certify a state private plan.
Your bond option
This is the option on record for this bond.
- Bond optionPurchase Now (opens in a new tab)Continue to our secure checkout partner, Propeller (opens in a new tab).
The bond amount describes the limit of the bond obligation, not the price. A listed amount does not establish what the requesting party requires. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- New Jersey: 2023 self-insured private-plan packet (opens in a new tab)Checked October 23, 2026
- Texas Department of Insurance: general surety roles and project purposes (opens in a new tab)Checked October 23, 2026
Have these ready
- Legal employer and applicable Insulators Local 89 agreement.
- Complete union wage/welfare security demand.
- Actual payroll and employer welfare-reporting references.
- Full legal recipients, required form, requested sum and security dates.
- Issued-document signing and actual union/fund delivery instructions.
Questions about this bond
Does Welfare establish the employer's state disability-plan arrangement?
No. Use the actual union payment request; the separate New Jersey private-plan process does not identify Local 89 duties or the employer's plan choice.
Does one instrument automatically satisfy both purposes?
No dual-use acceptance is established. Keep the union request and any actual private-plan security instructions separate.
Is ERISA fidelity protection the same request?
Plan-asset protection against dishonest handling differs from employer wages/contributions. Neither purpose is established as interchangeable by the welfare label.
How do I apply for the Local 89 demand?
Purchase Now opens Propeller in a new tab. Provide the full employer wage/welfare request, check the issued form and complete required execution and submission. Applying does not establish union/fund or state-plan acceptance.