Florida — ERISA Bond
Choose an ERISA fidelity bond for your employee benefit plan through this Florida page. One-year and three-year RLI applications are available; confirm the required amount separately.
Also known as Florida ERISA Bond (1 Year); Florida ERISA Bond (3 Years); Florida ERISA Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Florida
- Category
- Fidelity & employee dishonesty
- Federal programme authority
- United States Department of Labor, Employee Benefits Security Administration
What this bond does
The bond protects plan funds and other property against covered fraud or dishonesty by people handling those assets.
- Who needs it
- Plan sponsors and administrators arranging bonding for ERISA-covered plan asset handlers, where no applicable exemption removes the requirement.
- Who is protected
- The plan is the insured party. The bond does not replace fiduciary liability insurance or provide general liability coverage for the employer.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- U.S. Department of Labor: ERISA Fidelity Bond Guide (opens in a new tab)Checked October 18, 2026
Have these ready
- Gather the exact plan identity.
- Find existing bond documents and effective dates.
- List employees, trustees and outside handlers.
- Prepare funds-handled information for the preceding year.
- Confirm the amount and any exemption with your adviser.
- Choose the protection period and start date.
Questions about this bond
Can an outside service provider need bonding?
Yes, if the provider or its employees handle the plan's funds or other property and no exemption applies.
Will fiduciary liability insurance meet the requirement?
No. Fiduciary liability insurance addresses breaches of responsibilities and does not satisfy ERISA's fidelity bonding requirement.
Does a longer term increase the amount?
Selecting three years does not itself increase the coverage amount. Confirm the amount your plan needs independently.
How does the purchase handoff work?
Purchase Now opens RLI's application in a new tab. Complete its process, then check the issued document and keep it with the plan's records.