Iowa — ERISA Bond
Arrange your plan's ERISA fidelity bond through this Iowa listing. Choose a one-year or three-year RLI term after confirming the amount needed for the plan.
Also known as Iowa ERISA Bond (1 Year); Iowa ERISA Bond (3 Years); Iowa ERISA Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Iowa
- Category
- Fidelity & employee dishonesty
- Federal programme authority
- United States Department of Labor, Employee Benefits Security Administration
What this bond does
ERISA fidelity protection covers defined fraud or dishonesty losses affecting plan funds or property handled by covered people.
- Who needs it
- Plan sponsors and administrators responsible for bonding arrangements for ERISA-covered asset handlers, unless an exemption applies.
- Who is protected
- The employee benefit plan is insured. The bond does not replace fiduciary liability insurance or protect the employer against ordinary business liability.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- U.S. Department of Labor: ERISA Fidelity Bond Guide (opens in a new tab)Checked October 18, 2026
Have these ready
- Gather the plan's exact identity.
- Find any current bond and its dates.
- List people who control or handle plan assets.
- Prepare preceding-year funds-handled information.
- Confirm the sum and applicable exemptions.
- Choose the intended term and start date.
Questions about this bond
Does control over transfers count as handling?
It can. The federal guide considers authority over plan property, not only physical possession of money.
Does three years automatically increase protection?
It extends the stated period; it does not itself increase the amount. Check the required amount separately.
Can fiduciary liability insurance replace fidelity bonding?
No. The Department of Labor distinguishes the two and says fiduciary liability insurance does not satisfy the bonding requirement.
Where do I complete the application?
Purchase Now opens RLI in a new tab. After completing its process and receiving an issued bond, check and retain the document.