Maryland — ERISA Bond
Choose fidelity protection for your employee benefit plan through this Maryland ERISA bond page. Select a one-year or three-year RLI application after confirming the required amount.
Also known as Maryland ERISA Bond (1 Year); Maryland ERISA Bond (3 Years); Maryland ERISA Bonds
2 options on record. Choose the one that matches your requirement, then purchase.
Fidelity protection responds to covered dishonest acts. The form identifies whose money or property is protected, the covered persons, and the applicable limits.
- Bond family
- Fidelity bond
- Recorded state
- Maryland
- Category
- Fidelity & employee dishonesty
- Federal programme authority
- United States Department of Labor, Employee Benefits Security Administration
What this bond does
The bond protects plan assets from covered fraud or dishonesty by people handling the plan's funds or property.
- Who needs it
- Employers and administrators arranging bonding for ERISA-covered plan asset handlers, subject to exemptions.
- Who is protected
- The plan is insured. This protection does not replace fiduciary liability insurance or the employer's business liability coverage.
Choose from 2 options
Each option is a separate record. Where a term, bond amount, premium, or E&O limit is known, it is listed; match it to what your requirement asks for.
- 1 yearPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
- 3 yearsPurchase Now (opens in a new tab)Continue to our secure checkout partner, RLI (opens in a new tab).
The coverage amount describes a limit of protection, not the price. Match the requested protection and covered persons to the actual fidelity form. The premium is what you pay and must be confirmed for the actual option. An E&O limit, where listed, is separate errors and omissions insurance.
Sources
- U.S. Department of Labor: ERISA Fidelity Bond Guide (opens in a new tab)Checked October 18, 2026
Have these ready
- Have the exact plan identity ready.
- Find any current bond.
- Identify people handling plan assets.
- Gather preceding-year funds-handled figures.
- Confirm the amount and any exemption.
- Choose the term and intended effective date.
Questions about this bond
Is three years a higher coverage amount?
It describes duration. Confirm the required amount independently of the term.
Does every benefit plan need bonding?
No. Federal exceptions and exemptions can apply. Have your adviser assess the plan and handling arrangement.
Can fiduciary liability insurance satisfy bonding?
No. Fiduciary liability insurance does not satisfy ERISA's fidelity bonding requirement.
What follows Purchase Now?
RLI opens in a new tab. Complete its application; after issuance, check the document and retain it with plan records.