Discuss liability for injury or damage to others, tools and specified stock, vehicle protection, and workers' compensation. Describe actual products, preparation, removal, and moving services. The mix and availability depend on operations, employment arrangements, and underwriting, not a standard package for every installer.

General liability may address covered damage to surrounding walls, stairs or trim. Furnishings and appliances moved or worked on need separate custody and work-property review. Identify the affected property and actual moving agreement; the owner's demand alone does not establish payment.

GL completed operations may address covered resulting injury or property damage, not automatically removal, replacement or moisture correction of your failed installation. Review actual work, water, fungi, and other exclusions; a warranty is a separate promise.

Liability terms may address covered resulting injury or damage to other property, but replacing buckled vinyl or laminate or correcting the damp substrate alone is a separate cost. Keep moisture tests, substrate approvals and work and damage dates. Check actual water, fungi, and work exclusions; testing or later discovery alone does not establish coverage.

Inland marine may help with covered theft or damage to insured seam irons, stretchers, and other tools in transit or at sites. Check materials and customer-supplied goods separately by interest, value, location, and cause. A tool schedule does not automatically insure every roll or appliance.

Read the actual client or GC contract for liability, workers' compensation, limits, and ongoing or completed-operations additional-insured requests. Compare those requests with issued policies and endorsements. A certificate does not add missing rights or establish that every requested term is available.