The #1 Insurance Agency for

Engineering & Life Sciences R&D

The #1 Insurance Agency For Engineering & Life Sciences R&D

Engineering and life‑science R&D centers partner with The Southern Agency for interdisciplinary innovation coverage. We cover prototype malfunctions, compliance gaps, and funding milestone pressures.

Take the first step toward better insurance. Fill out our quick form, and we will get started on a quote for your tailored coverage.

What can policies for Engineering & Life Sciences R&D cover?

Liability Insurance

Accidents and unexpected events can happen to any business. Liability insurance protects your business from the financial burden of lawsuits, medical bills, and other unexpected expenses.

Property Insurance

Your business property is crucial, but unexpected events can disrupt everything you've built. Property insurance provides financial protection for your buildings, equipment, inventory, and income.

Workers Compensation Insurance

Accidents happen. Workers Compensation Insurance provides crucial protection by covering medical expenses and wage replacement for employees who experience on-the-job injuries or illnesses.

Commercial Auto Insurance

Accidents involving business vehicles can cause significant financial losses for your business.Commercial Auto Insurance provides coverage for physical damage and liability protection for your business vehicles.

Crime Insurance

Businesses face many risks, including losses due to theft, fraud, and embezzlement. Crime Insurance helps protect your business assets and financial stability by covering losses resulting from criminal activities.

Captive Insurance

Captive Insurance involves creating a licensed insurance company owned by the businesses it insures, allowing organizations to manage their risks proactively and strategically.

Ready to experience the difference?

WHY CHOOSE THE SOUTHERN AGENCY

1. Independent & Unbiased

We will work hard for you to ensure that you get great coverage by comparing multiple carriers.

2. Tailored Solutions

Every business has different needs—we help you customize your policy to match your industry and risk exposure.

3. Competitive Rates

We represent 40+ carriers—providing you with many coverage options to fit your budget.

4. Dedicated Support

Our team is here to support you with service after the sale—quick response, excellent claims handling, and friendly assistance.

1-800-777-1TSA (1-800-777-1872)

The #1 Insurance Agency for

Engineering & Life Sciences R&D

What can policies for Engineering & Life Sciences R&D cover?

Liability Insurance

Accidents and unexpected events can happen to any business. Liability insurance protects your business from the financial burden of lawsuits, medical bills, and other unexpected expenses.

Property Insurance

Your business property is crucial, but unexpected events can disrupt everything you've built. Property insurance provides financial protection for your buildings, equipment, inventory, and income.

Workers Compensation Insurance

Accidents happen. Workers Compensation Insurance provides crucial protection by covering medical expenses and wage replacement for employees who experience on-the-job injuries or illnesses.

Commercial Auto Insurance

Accidents involving business vehicles can cause significant financial losses for your business.Commercial Auto Insurance provides coverage for physical damage and liability protection for your business vehicles.

Crime Insurance

Businesses face many risks, including losses due to theft, fraud, and embezzlement. Crime Insurance helps protect your business assets and financial stability by covering losses resulting from criminal activities.

Captive Insurance

Captive Insurance involves creating a licensed insurance company owned by the businesses it insures, allowing organizations to manage their risks proactively and strategically.

Ready to experience the difference?

WHY CHOOSE THE SOUTHERN AGENCY

1. Independent & Unbiased

We will work hard for you to ensure that you get great coverage by comparing multiple carriers.

2. Tailored Solutions

Every business has different needs—we help you customize your policy to match your industry and risk exposure.

3. Competitive Rates

We represent 40+ carriers—providing you with many coverage options to fit your budget.

4. Dedicated Support

Our team is here to support you with service after the sale—quick response, excellent claims handling, and friendly assistance.

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